参考收益：每10万元兴业银行现金宝人民币理财产品(上海专属)当天的参考收益金额。
以下是兴业银行现金宝人民币理财产品(上海专属)2018年1月份的参考收益率。
| 日期 | 参考收益率(年率) | 参考收益（元） |
| 2018/1/1 | 4.70% | 12.88 |
| 2018/1/2 | 4.70% | 12.88 |
| 2018/1/3 | 4.70% | 12.88 |
| 2018/1/4 | 4.70% | 12.88 |
| 2018/1/5 | 4.40% | 12.05 |
| 2018/1/6 | 4.40% | 12.05 |
| 2018/1/7 | 4.40% | 12.05 |
| 2018/1/8 | 4.40% | 12.05 |
| 2018/1/9 | 4.20% | 11.51 |
| 2018/1/10 | 4.20% | 11.51 |
| 2018/1/11 | 4.20% | 11.51 |
| 2018/1/12 | 4.16% | 11.4 |
| 2018/1/13 | 4.16% | 11.4 |
| 2018/1/14 | 4.16% | 11.4 |
| 2018/1/15 | 4.17% | 11.42 |
| 2018/1/16 | 4.19% | 11.48 |
| 2018/1/17 | 4.21% | 11.53 |
| 2018/1/18 | 4.22% | 11.56 |
| 2018/1/19 | 4.19% | 11.48 |
| 2018/1/20 | 4.19% | 11.48 |
| 2018/1/21 | 4.19% | 11.48 |
| 2018/1/22 | 4.21% | 11.53 |
| 2018/1/23 | 4.21% | 11.53 |
| 2018/1/24 | 4.20% | 11.51 |
| 2018/1/25 | 4.20% | 11.51 |
| 2018/1/26 | 4.20% | 11.51 |
| 2018/1/27 | 4.20% | 11.51 |
| 2018/1/28 | 4.20% | 11.51 |
| 2018/1/29 | 4.20% | 11.51 |
| 2018/1/30 | 4.20% | 11.51 |
| 2018/1/31 | 4.20% | 11.51 |